Guys say girls have it easier. Girls say guys have it easier. There’s one clear answer to this question when we’re talking about auto insurance. Females have it easier, only because they typically pay less for their coverage, according to Yahoo.
“Men traditionally have been paying more for decades,” said the president of the Insurance Information Institute (III) Loretta Worters. “And while the cost gap closes somewhat after age 25, it never fully closes.”
Our Manhattan car accident attorneys understand how confusing auto insurance can be. Picking out the right coverage can seem impossible. Which one will best protect you? You might even think about consulting an attorney because of all of the options. Before going to get a policy, make sure you’re aware of all of the discounts. Some companies are hesitant to tell you about these discounts, only because they want your money. Don’t let them fool you. Go in with all of the discount information you can get! We’re here to offer your some simple tips to help you pick out the best policy for you.
You may not know this, but there are a plethora of discounts that you may be eligible for.
-Age: Once a driver hits the ripe age of 25-years-old, their risks for accidents decrease. Statistics show that these drivers are involved in fewer accidents because they are not only more mature, but they now possess more driving experience than when they were younger.
-Miles Driven: Drivers who use their vehicles less can get a discount on their auto insurance. Less miles driven means there’s a less chance of them getting into an accident.
-Pay-in-Full: Drivers who choose to pay their coverage for the year or for six months at a time can oftentimes get a discount on their policy. This helps you and the company to avoid late payments.
-Anti–Lock Brakes, Airbags and Anti-Theft Device: The more safety features you have on your vehicle, the less likely you are to get into an accident and to even be injured in an accident. Many of these features can even come factory installed with the newer-model cars.
-New Vehicle Safety: Newer cars are safer than many older cars. If you got a new car, let your insurance company know about it. You’re less likely to get injured in an accident if you’re driving one of those safe new vehicles.
-Good Driving Record: Have you proven yourself to be a good driver? Insurance companies like good drivers like you and welcome your business. A clean driving record will help you to get a less expensive policy.
-Good Students: Are you in school are racking in some good grades? Many insurance companies are ready to reward you for that. School focus oftentimes equates to safer driving habits.
-Passive Restraint: That’s right. Automatic seat belts can get you a discount, too!
-Bundled Insurance Discount: When you bundle your home and auto or other insurance policies together, many companies will offer you a discount for that, too!
The Law Offices of Nicholas Rose, PLLC offers free and confidential consultations car accident victims. Call 1-877-313-7673 for your free consultation today.
More Blog Entries:
New York Teen Facing Criminal Charges After Car Accident, New York Injury Lawyer Blog, August 12, 2012
Queens Accident Watch: 2012 Crash Stats Show It’s No Safer Out There, New York Injury Lawyer Blog, August 9, 2012
